CLARITY FINANCIAL SERVICES

We’ll arrange a meeting with a Wealth Advisor who will tailor your investment strategy to suit your goals. They’ll help you decide how much to invest, choose the right approach, and guide you through market changes to keep your investment journey steady and on track.

We make finding the right mortgage easy. You’ll be connected with an experienced mortgage advisor who will search the market to find the best deal for your situation. Whether you’re buying your first home, remortgaging, or investing in property, they’ll guide you every step of the way and help secure a mortgage that fits your goals.

We’ll connect you with an equity release adviser who can help you unlock tax-free cash from your home without having to sell or move. Based on your age and property value, you can access funds as a lump sum or in instalments—ideal for supporting family, settling debts, or enjoying a more comfortable retirement.

If you’ve been putting off writing a will, you’re not alone—less than 40% of UK adults have one. Many assume it’s too complex or unnecessary, but without one, your estate may not go to those you intended. We’ll help make the process straightforward and stress-free, ensuring your wishes are honoured and your loved ones protected. (Will writing is not regulated by the Financial Conduct Authority.)

No one wants to overpay on taxes—especially when smart planning can lead to big savings. With income tax rates reaching up to 45%, even minor changes to your financial strategy can make a major difference. We’ll help you take control of your tax position and keep more of your hard-earned money where it belongs—with you.

Family protection ensures your loved ones remain financially secure in the event of the unexpected. Whether through term insurance, critical illness coverage, or income protection, we’ll connect you with a protection adviser to create a personalised plan that safeguards your family’s future. Especially in today’s uncertain world, it’s essential to ensure your family can continue their lifestyle if something were to happen to you.

Passing on your wealth can be complex, but it’s essential for securing your loved ones’ future. Our NextGen Intergenerational Wealth Management service provides a comprehensive, regulated solution to help you navigate this process. With our expert team, you can ensure your family’s financial security for generations, offering you peace of mind every step of the way.

Inheritance planning is crucial to ensure your loved ones can fulfill your wishes and minimize Inheritance Tax. Without proper planning, your family may face significant tax burdens. We manage the process of passing on your wealth, working with specialists to provide a seamless experience. Heighten offers expert tax planning advice to help protect your legacy.