{"id":3002,"date":"2020-01-09T00:58:56","date_gmt":"2020-01-09T00:58:56","guid":{"rendered":"https:\/\/www.thetaxguys.co.uk\/?p=3002"},"modified":"2023-10-21T10:55:40","modified_gmt":"2023-10-21T09:55:40","slug":"5-budai-kaip-atsikratyti-baimes-del-vaiku-darzelio-saskaitu-ir-pamilti-skaicius","status":"publish","type":"post","link":"https:\/\/www.thetaxguys.co.uk\/lt\/2020\/01\/09\/5-ways-to-take-the-fear-out-of-your-nursery-accounts-and-fall-in-love-with-the-numbers\/","title":{"rendered":"5 b\u016bdai, kaip atsikratyti baim\u0117s d\u0117l savo dar\u017eelio s\u0105skait\u0173 ir \u012fsimyl\u0117ti skai\u010dius"},"content":{"rendered":"
\"\"<\/figure>
\n

Pripa\u017einkime, kad dauguma ataskait\u0173 rinkini\u0173 su skai\u010diais ir \u017eargonais netinka skaityti prie\u0161 mieg\u0105, ar ne? Jei \u0161iuo metu neskiriate daug d\u0117mesio savo met\u0173 pabaigos slaugos ataskaitoms, nusiraminkite. J\u016bs nesate vieni. Kai daugumos verslo savinink\u0173 klausiama apie j\u0173 s\u0105skaitas ir skai\u010dius, da\u017eniausiai i\u0161girstate atsakym\u0105: \"Mano buhalteris r\u016bpinasi skai\u010diais\". Ta\u010diau jei nesuprantate, k\u0105 jums sako j\u016bs\u0173 skai\u010diai, grei\u010diausiai j\u016bs\u0173 vaik\u0173 prie\u017ei\u016bros verslui tik pasisek\u0117. <\/p>\n<\/div><\/div>\n\n\n\n

Taigi ap\u017evelkime 6 b\u016bdus, kaip suprasti savo met\u0173 pabaig\u0105 arba valdym\u0105\ns\u0105skaitas, atsikratyti apskaitos baim\u0117s ir pad\u0117ti jums u\u017emegzti ry\u0161\u012f su savo\nskai\u010diais. <\/p>\n\n\n\n

1. Ar j\u016bs\u0173 dar\u017eelis u\u017edirba pinigus?<\/strong><\/p>\n\n\n\n

Taip, \u017einau, kad \u0161iame sektoriuje pelnas gali b\u016bti emocinga tema, bet kadangi beveik pus\u0117 dar\u017eeli\u0173 neu\u017edirba pinig\u0173, turime atsi\u017evelgti \u012f peln\u0105. Taigi pirmiausia nor\u0117tum\u0117te patikrinti, ar gaunate peln\u0105, ir i\u0161siai\u0161kinti, ar \u0161is pelno dydis yra prasmingas. Tai galima padaryti pa\u017evelgus \u012f pelno (nuostolio) ataskait\u0105 ir nuslinkus \u017eemyn iki apatinio skai\u010diaus, kuriame bus nurodytas pelnas (teigiamas skai\u010dius) arba nuostolis (neigiamas skai\u010dius). Tada paklauskite sav\u0119s, kod\u0117l gauname b\u016btent tok\u012f peln\u0105 ar nuostol\u012f?<\/p>\n\n\n\n

Tada pa\u017evelkite \u012f vir\u0161utin\u012f skai\u010di\u0173 (pardavimai) ir greitai per\u017evelkite\ni\u0161laid\u0173 s\u0105ra\u0161\u0105. <\/p>\n\n\n\n

Ar visi jie turi prasm\u0119? Ar jie atitinka tai, ko tik\u0117jot\u0117s?<\/p>\n\n\n\n

2. Ar galite pasteb\u0117ti kra\u0161tus?<\/strong><\/p>\n\n\n\n

Bendrojo pelno mar\u017ea yra svarbus skai\u010dius, kur\u012f reikia apskai\u010diuoti pagal s\u0105skaitas, ta\u010diau kai kuri\u0173 dar\u017eeli\u0173 s\u0105skaitose tiesiogin\u0117s i\u0161laidos nenurodomos tinkamoje kategorijoje, tod\u0117l i\u0161kraipoma bendrojo pelno mar\u017ea. Visos personalo santykio i\u0161laidos tur\u0117t\u0173 b\u016bti rodomos tiesiogini\u0173 paslaug\u0173 i\u0161laid\u0173 kategorijoje, nes tai yra sutartin\u0117s i\u0161laidos, leid\u017eian\u010dios aptarnauti vaikus, ir jos priklauso nuo vaik\u0173 skai\u010diaus. Kai kit\u0105 kart\u0105 gausite ataskaitas, paimkite tiesiogines darbo s\u0105naudas ir tiesiogines i\u0161laidas (pvz., maisto) ir atimkite jas i\u0161 pajam\u0173. Tada padalykite \u0161\u012f skai\u010di\u0173 i\u0161 pajam\u0173. Tai yra j\u016bs\u0173 bendrojo pelno mar\u017ea. <\/p>\n\n\n\n

Tarkime, j\u016bs\u0173 pajamos yra 140 000 svar\u0173 sterling\u0173, o tiesiogin\u0117s personalo i\u0161laidos arba tiesiogin\u0117s\ni\u0161laidos yra 100 000 GBP. Skirtumas 40 000 svar\u0173 sterling\u0173 padalytas i\u0161 140 000 svar\u0173 sterling\u0173 pajam\u0173\ngausite 28% mar\u017e\u0105. Tai rei\u0161kia, kad u\u017e kiekvien\u0105 1 svar\u0105 sterling\u0173 vaiko pajam\u0173 j\u016bs\ngaunate 28 pensus bendrojo pelno. <\/p>\n\n\n\n

Kaip \u0161is 28 svar\u0173 sterling\u0173 mokestis atsilieps j\u016bs\u0173 vaik\u0173 dar\u017eeliui? Ar to pakanka, kad\npadengti visas kitas i\u0161laidas ir nuom\u0105?<\/p>\n\n\n\n

3. Nustatykime l\u016b\u017eio ta\u0161k\u0105<\/strong><\/p>\n\n\n\n

Jei \u0161iuo metu patiriate nuostol\u012f, vienas i\u0161 grei\u010diausi\u0173 b\u016bd\u0173 prad\u0117ti gauti peln\u0105 - bent jau padengti visas s\u0105naudas ir pasiekti tok\u012f lyg\u012f, kad nepatirtum\u0117te nei nuostoli\u0173, nei pelno. Taigi jums reikia tokio pajam\u0173 skai\u010diaus, kuris leist\u0173 pasiekti peln\u0105. Kaip gauti \u0161\u012f skai\u010di\u0173 i\u0161 savo s\u0105skait\u0173? <\/p>\n\n\n\n

Pirmiausia turite \u017einoti savo bendrojo pelno mar\u017e\u0105.<\/p>\n\n\n\n

Tuomet turite \u017einoti savo fiksuotas i\u0161laidas, kurios daugiausia bus tokios, pvz.\nnuoma, administracin\u0117s komandos i\u0161laidos ir tarifai. Pelno (nuostoli\u0173) ataskaitoje tur\u0117t\u0173 b\u016bti\ndauguma straipsni\u0173 tur\u0117t\u0173 b\u016bti \u012ftraukti \u012f administracines i\u0161laidas, nors atkreipkite d\u0117mes\u012f \u012f bet kokias tiesiogines i\u0161laidas.\nar kintam\u0173j\u0173 i\u0161laid\u0173 (darbuotoj\u0173, maisto, sauskelni\u0173), kurios patenka \u012f administracines i\u0161laidas.<\/p>\n\n\n\n

Visas pastovias s\u0105naudas padalykite i\u0161 bendrojo pelno mar\u017eos ir tai\njums parodo, kiek pardavim\u0173 turite padaryti per bet kur\u012f laikotarp\u012f, kad padengtum\u0117te visus nuostolius.\ns\u0105naudas.<\/p>\n\n\n\n

Tarkime, kad dabar \u012fsimyl\u0117jote savo numerius ir turite\nmar\u017e\u0105 apskai\u010diavote kaip 28%, o pastovi\u0105sias s\u0105naudas - kaip 46 000 GBP.<\/p>\n\n\n\n

Taigi 46 000 GBP padalijus i\u0161 28% gaunama 164 285 GBP suma. Jei j\u016bs\u0173\ndabartin\u0117s pajamos yra 140 000 svar\u0173 sterling\u0173, tuomet j\u016bs\u0173 dar\u017eelis turi rasti 24 285 svar\u0173 sterling\u0173 pajam\u0173 arba\nper\u017ei\u016br\u0117ti savo i\u0161laidas, jei norite ilgai i\u0161likti versle. Apsiginklav\u0119 \u0161ia informacija\nskai\u010di\u0173, nebereik\u0117s skraidyti aklai ar bijoti skai\u010di\u0173. J\u016bs \u017einote, k\u0105\nk\u0105 daryti, ir v\u0117l galite visk\u0105 kontroliuoti. Dabar galite sutelkti d\u0117mes\u012f \u012f, tarkime, dviej\u0173 nauj\u0173\nvaik\u0173 (tarkime, 12 200 svar\u0173 sterling\u0173 u\u017e vaik\u0105 per metus) \u0161\u012f m\u0117nes\u012f, kad pasiektum\u0117te pusiausvyr\u0105.<\/p>\n\n\n\n

4. J\u016bs\u0173 dar\u017eelio turtas ir \u012fsipareigojimai<\/strong><\/p>\n\n\n\n

Kitas dalykas, kur\u012f norite patikrinti, yra tai, ar vaik\u0173 dar\u017eelis turi teigiam\u0105\nbalansin\u0117 vert\u0117. Tai padarysite pa\u017evelg\u0119 \u012f balanso ataskait\u0105\nkurioje parodoma, k\u0105 j\u016bs\u0173 dar\u017eelis turi ir k\u0105 yra skolingas. Slinkite \u017eemyn iki apa\u010dios\nir u\u017esira\u0161ykite paskutin\u012f skai\u010di\u0173. Paprastai jis vadinamas kapitalu ir rezervais.\nAr \u0161is skai\u010dius yra teigiamas, ar neigiamas? Teigiamas skai\u010dius rei\u0161kia, kad j\u016bs\u0173 \u012fmon\u0117 turi\ntam tikr\u0105 vert\u0119. <\/p>\n\n\n\n

Neigiamas skai\u010dius yra raudona v\u0117liav\u0117l\u0117 ir rei\u0161kia, kad reikia atkreipti d\u0117mes\u012f \u012f\nturto ir \u012fsipareigojim\u0173 paskirstym\u0105 ir imtis veiksm\u0173 jam pagerinti.<\/p>\n\n\n\n

5. Raskime pinig\u0173<\/strong><\/p>\n\n\n\n

Jei j\u016bs\u0173 aplinka ne\u0161a peln\u0105, bet nuolat tr\u016bksta pinig\u0173\ndarbo u\u017emokes\u010diui i\u0161mok\u0117ti, tuomet yra kita finansin\u0117 ataskaita, vadinama pinig\u0173 srautais.\nataskaita, kurioje pinigai suderinami su pelnu ir parodoma, kur\ngrynieji pinigai i\u0161keliavo. Ta\u010diau jei i\u0161 savo buhalterio jos negaunate, nereikia panikuoti. \u010cia .\nk\u0105 galite patikrinti:<\/p>\n\n\n\n

Ar t\u0117vai jums skolingi pinig\u0173?<\/p>\n\n\n\n

Ar i\u0161mok\u0117jote daugiau pinig\u0173 ar dividend\u0173?<\/p>\n\n\n\n

Ar anks\u010diau sumok\u0117jote tiek\u0117jams?<\/p>\n\n\n\n

Ar \u012fsigijote \u012frangos?<\/p>\n\n\n\n

Jei \u012f bet kur\u012f i\u0161 \u0161i\u0173 klausim\u0173 atsak\u0117te teigiamai, tik\u0117tina, kad b\u016btent \u010dia\nj\u016bs\u0173 vaik\u0173 dar\u017eeliui tr\u016bksta pinig\u0173.<\/p>\n\n\n\n

6. Tendencijos yra j\u016bs\u0173 draugai <\/strong><\/p>\n\n\n\n

Kai reikia skaityti ir suprasti savo dar\u017eelio s\u0105skaitas, tendencijos yra tikri j\u016bs\u0173 draugai. Taigi palyginkite einam\u0173j\u0173 met\u0173 ar einamojo m\u0117nesio duomenis su pra\u0117jusi\u0173 met\u0173 ar m\u0117nesio duomenimis, kad \u012fsitikintum\u0117te, jog darote pa\u017eang\u0105 siekdami pagrindini\u0173 tiksl\u0173, taip pat kad gal\u0117tum\u0117te pasteb\u0117ti bet kokias anomalijas. J\u016bs\u0173 aplinkoje beveik kiekvienas priimtas sprendimas virsta skai\u010diumi. Pavyzd\u017eiui, jei j\u016bs\u0173 i\u0161laidos maistui ir sauskeln\u0117ms, palyginti su pra\u0117jusiais metais, suma\u017e\u0117jo, tarkime, 30%, paklauskite sav\u0119s, kod\u0117l. Kokia istorija slypi u\u017e \u0161io skai\u010diaus? Ar d\u0117l to, kad \u0161iemet suma\u017e\u0117jo vaik\u0173? Arba d\u0117l pasikeitusio tiek\u0117jo? Arba pager\u0117jo efektyvumas? Kai prad\u0117site taip vertinti skai\u010dius, i\u0161nyks apskaitos baim\u0117. <\/p>\n\n\n\n

I\u0161vada<\/strong> <\/p>\n\n\n\n

Be abejo, yra ir kit\u0173 svarbi\u0173 skai\u010di\u0173, \u012fskaitant u\u017eimtumo rodikl\u012f. Svarbu, kad j\u016bs arba kas nors, i\u0161manantis skai\u010dius, juos interpretuot\u0173, kad suprastum\u0117te u\u017e skai\u010di\u0173 slypin\u010di\u0105 istorij\u0105 ir gali\u0105 ir priimtum\u0117te teising\u0105 sprendim\u0105. Tikim\u0117s, kad pirmiau nurodytos 6 sritys pad\u0117s jums suprasti savo skai\u010di\u0173 prasm\u0119 ir pagerinti dar\u017eelio finansus. <\/p>","protected":false},"excerpt":{"rendered":"

Let\u2019s face it, most sets of accounts with numbers and jargons don\u2019t make for bedtime reading, do they? And if you don\u2019t currently pay much attention to your end of year nursey accounts, then take heart. You are not alone.  When most business owners are quizzed on their accounts and numbers, a common response you […]<\/p>\n","protected":false},"author":1,"featured_media":3003,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[1,66],"tags":[],"class_list":["post-3002","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog","category-childcare"],"yoast_head":"\n5 Ways to Simplify Nursery Accounts and Embrace Financial Confidence<\/title>\n<meta name=\"description\" content=\"Discover five effective strategies to demystify nursery accounts and build financial confidence. 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